Call reports 2006
CENTENNIAL BANK — 2006
What CENTENNIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 263,521,000 | 261,315,000 | 270,331,000 | 280,246,000 |
| Total loans | 152,312,000 | 159,187,000 | 172,515,000 | 175,241,000 |
| Allowance for loan losses | 1,630,000 | 1,583,000 | 1,576,000 | 1,568,000 |
| Securities available for sale | 80,188,000 | 75,052,000 | 69,718,000 | 67,424,000 |
| Securities held to maturity | 2,523,000 | 2,493,000 | 2,463,000 | 2,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,458,000 | 205,531,000 | 217,523,000 | 241,798,000 |
| Interest-bearing deposits | 191,499,000 | 163,440,000 | 195,458,000 | 190,121,000 |
| Noninterest-bearing deposits | 22,959,000 | 42,091,000 | 22,065,000 | 51,676,000 |
| Equity capital | 19,540,000 | 18,962,000 | 20,281,000 | 21,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,852,000 | 7,888,000 | 12,251,000 | 16,790,000 |
| Interest expense | 1,547,000 | 3,295,000 | 5,283,000 | 7,297,000 |
| Net interest income | 2,305,000 | 4,593,000 | 6,968,000 | 9,493,000 |
| Noninterest income | 537,000 | 1,097,000 | 1,707,000 | 2,357,000 |
| Noninterest expense | 2,330,000 | 4,593,000 | 6,892,000 | 9,082,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 482,000 | 1,068,000 | 1,764,000 | 2,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 1,068,000 | 1,764,000 | 2,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,584,000 | 19,922,000 | 20,268,000 | 21,290,000 |
| Total capital | 21,214,000 | 21,505,000 | 21,844,000 | 22,858,000 |
| Risk-weighted assets | 171,394,000 | 176,954,000 | 189,060,000 | 195,461,000 |