Call reports 2005
CENTENNIAL BANK — 2005
What CENTENNIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 228,005,000 | 236,232,000 | 240,949,000 | 266,984,000 |
| Total loans | 141,256,000 | 153,267,000 | 155,444,000 | 164,893,000 |
| Allowance for loan losses | 1,500,000 | 1,564,000 | 1,650,000 | 1,609,000 |
| Securities available for sale | 56,913,000 | 53,635,000 | 47,306,000 | 53,464,000 |
| Securities held to maturity | 3,674,000 | 3,644,000 | 2,606,000 | 2,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,917,000 | 166,233,000 | 178,937,000 | 212,737,000 |
| Interest-bearing deposits | 126,523,000 | 145,221,000 | 136,190,000 | 159,124,000 |
| Noninterest-bearing deposits | 39,394,000 | 21,012,000 | 42,747,000 | 53,612,000 |
| Equity capital | 19,051,000 | 19,709,000 | 19,592,000 | 19,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,113,000 | 6,282,000 | 9,753,000 | 13,464,000 |
| Interest expense | 730,000 | 1,597,000 | 2,732,000 | 4,066,000 |
| Net interest income | 2,383,000 | 4,685,000 | 7,021,000 | 9,398,000 |
| Noninterest income | 579,000 | 1,079,000 | 1,631,000 | 2,313,000 |
| Noninterest expense | 2,159,000 | 4,328,000 | 6,477,000 | 8,823,000 |
| Provision for loan losses | 156,000 | 246,000 | 336,000 | 336,000 |
| Pretax income | 647,000 | 1,190,000 | 1,958,000 | 2,672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 647,000 | 1,190,000 | 1,958,000 | 2,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,275,000 | 18,419,000 | 18,888,000 | 19,602,000 |
| Total capital | 19,775,000 | 19,983,000 | 20,538,000 | 21,211,000 |
| Risk-weighted assets | 160,582,000 | 171,111,000 | 173,789,000 | 184,402,000 |