Call reports 2004
CENTENNIAL BANK — 2004
What CENTENNIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 235,814,000 | 230,016,000 | 234,631,000 | 240,666,000 |
| Total loans | 126,983,000 | 131,586,000 | 140,470,000 | 149,453,000 |
| Allowance for loan losses | 1,203,000 | 1,210,000 | 1,272,000 | 1,376,000 |
| Securities available for sale | 75,542,000 | 67,751,000 | 64,407,000 | 60,098,000 |
| Securities held to maturity | 1,698,000 | 1,698,000 | 2,698,000 | 2,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,719,000 | 172,135,000 | 171,518,000 | 173,561,000 |
| Interest-bearing deposits | 138,376,000 | 135,692,000 | 136,609,000 | 145,977,000 |
| Noninterest-bearing deposits | 33,343,000 | 36,443,000 | 34,909,000 | 27,584,000 |
| Equity capital | 19,341,000 | 17,926,000 | 19,239,000 | 19,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,696,000 | 5,368,000 | 8,208,000 | 11,285,000 |
| Interest expense | 584,000 | 1,178,000 | 1,810,000 | 2,502,000 |
| Net interest income | 2,112,000 | 4,190,000 | 6,398,000 | 8,783,000 |
| Noninterest income | 486,000 | 1,064,000 | 1,665,000 | 2,085,000 |
| Noninterest expense | 2,039,000 | 4,265,000 | 6,463,000 | 8,513,000 |
| Provision for loan losses | 56,000 | 120,000 | 180,000 | 288,000 |
| Pretax income | 503,000 | 814,000 | 1,404,000 | 2,051,000 |
| Income tax | 0 | 0 | 0 | -48,000 |
| Net income | 503,000 | 814,000 | 1,404,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,880,000 | 17,192,000 | 17,433,000 | 18,129,000 |
| Total capital | 18,083,000 | 18,402,000 | 18,705,000 | 19,505,000 |
| Risk-weighted assets | 145,956,000 | 147,405,000 | 155,006,000 | 163,440,000 |