Call reports 2003
CENTENNIAL BANK — 2003
What CENTENNIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 213,170,000 | 218,242,000 | 211,406,000 | 230,597,000 |
| Total loans | 110,948,000 | 118,777,000 | 118,822,000 | 127,747,000 |
| Allowance for loan losses | 1,096,000 | 1,141,000 | 1,194,000 | 1,148,000 |
| Securities available for sale | 81,464,000 | 78,653,000 | 71,242,000 | 74,631,000 |
| Securities held to maturity | 0 | 700,000 | 700,000 | 700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,667,000 | 162,033,000 | 161,439,000 | 171,795,000 |
| Interest-bearing deposits | 133,633,000 | 131,181,000 | 130,706,000 | 134,385,000 |
| Noninterest-bearing deposits | 32,034,000 | 30,852,000 | 30,732,000 | 37,410,000 |
| Equity capital | 18,952,000 | 18,997,000 | 17,901,000 | 18,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,720,000 | 5,474,000 | 8,040,000 | 10,567,000 |
| Interest expense | 678,000 | 1,345,000 | 1,994,000 | 2,586,000 |
| Net interest income | 2,042,000 | 4,129,000 | 6,046,000 | 7,981,000 |
| Noninterest income | 444,000 | 897,000 | 1,390,000 | 1,859,000 |
| Noninterest expense | 1,863,000 | 3,720,000 | 5,589,000 | 7,432,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 575,000 | 1,215,000 | 1,696,000 | 2,197,000 |
| Income tax | -17,000 | -17,000 | -17,000 | 9,000 |
| Net income | 592,000 | 1,232,000 | 1,713,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,630,000 | 16,871,000 | 16,402,000 | 16,878,000 |
| Total capital | 17,726,000 | 18,012,000 | 17,596,000 | 18,026,000 |
| Risk-weighted assets | 122,210,000 | 130,345,000 | 131,754,000 | 143,186,000 |