Call reports 2002
CENTENNIAL BANK — 2002
What CENTENNIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 202,238,000 | 195,820,000 | 210,334,000 | 211,887,000 |
| Total loans | 112,025,000 | 106,358,000 | 114,698,000 | 112,409,000 |
| Allowance for loan losses | 1,000,000 | 1,041,000 | 1,082,000 | 1,040,000 |
| Securities available for sale | 72,686,000 | 73,998,000 | 76,504,000 | 76,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,452,000 | 157,968,000 | 165,513,000 | 169,367,000 |
| Interest-bearing deposits | 138,792,000 | 132,383,000 | 139,103,000 | 132,873,000 |
| Noninterest-bearing deposits | 26,660,000 | 25,585,000 | 26,410,000 | 36,494,000 |
| Equity capital | 15,086,000 | 17,663,000 | 17,882,000 | 18,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,000,000 | 5,869,000 | 8,778,000 | 11,653,000 |
| Interest expense | 932,000 | 1,748,000 | 2,557,000 | 3,325,000 |
| Net interest income | 2,068,000 | 4,121,000 | 6,221,000 | 8,328,000 |
| Noninterest income | 456,000 | 922,000 | 1,408,000 | 1,875,000 |
| Noninterest expense | 1,738,000 | 3,356,000 | 5,124,000 | 7,048,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 711,000 | 1,543,000 | 2,594,000 | 3,184,000 |
| Income tax | 400,000 | 400,000 | 406,000 | 406,000 |
| Net income | 311,000 | 1,143,000 | 2,188,000 | 2,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,574,000 | 15,402,000 | 15,447,000 | 16,039,000 |
| Total capital | 15,574,000 | 16,444,000 | 16,529,000 | 17,079,000 |
| Risk-weighted assets | 117,687,000 | 111,369,000 | 121,896,000 | 122,337,000 |