Call reports 2001
CENTENNIAL BANK — 2001
What CENTENNIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 204,520,000 | 205,907,000 | 205,497,000 | 217,273,000 |
| Total loans | 117,609,000 | 116,276,000 | 118,202,000 | 114,996,000 |
| Allowance for loan losses | 905,000 | 958,000 | 1,035,000 | 1,134,000 |
| Securities available for sale | 67,783,000 | 71,680,000 | 70,611,000 | 74,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,017,000 | 182,907,000 | 161,053,000 | 181,414,000 |
| Interest-bearing deposits | 155,904,000 | 156,265,000 | 137,092,000 | 151,310,000 |
| Noninterest-bearing deposits | 25,113,000 | 26,642,000 | 23,961,000 | 30,104,000 |
| Equity capital | 14,587,000 | 14,165,000 | 15,382,000 | 15,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,814,000 | 7,340,000 | 10,829,000 | 14,118,000 |
| Interest expense | 2,009,000 | 3,745,000 | 5,238,000 | 6,426,000 |
| Net interest income | 1,805,000 | 3,595,000 | 5,591,000 | 7,692,000 |
| Noninterest income | 439,000 | 916,000 | 1,447,000 | 1,944,000 |
| Noninterest expense | 1,577,000 | 3,151,000 | 4,726,000 | 6,480,000 |
| Provision for loan losses | 60,000 | 120,000 | 200,000 | 295,000 |
| Pretax income | 698,000 | 1,331,000 | 2,400,000 | 3,149,000 |
| Income tax | 181,000 | 350,000 | 652,000 | 848,000 |
| Net income | 517,000 | 981,000 | 1,748,000 | 2,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,981,000 | 13,651,000 | 14,424,000 | 14,983,000 |
| Total capital | 14,886,000 | 14,609,000 | 15,459,000 | 16,117,000 |
| Risk-weighted assets | 122,944,000 | 118,997,000 | 121,128,000 | 123,389,000 |