Call reports 2015
SCHWERTNER STATE BANK — 2015
What SCHWERTNER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 40,164,000 | 41,606,000 | 42,346,000 |
| Total loans | 10,219,000 | 10,296,000 | 10,058,000 |
| Allowance for loan losses | 71,000 | 71,000 | 71,000 |
| Securities available for sale | 21,253,000 | 19,990,000 | 19,143,000 |
| Securities held to maturity | 2,142,000 | 2,138,000 | 2,134,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 35,042,000 | 36,571,000 | 37,657,000 |
| Interest-bearing deposits | 23,167,000 | 22,908,000 | 24,328,000 |
| Noninterest-bearing deposits | 11,876,000 | 13,663,000 | 13,329,000 |
| Equity capital | 5,040,000 | 4,944,000 | 4,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 270,000 | 523,000 | 781,000 |
| Interest expense | 23,000 | 45,000 | 68,000 |
| Net interest income | 247,000 | 478,000 | 713,000 |
| Noninterest income | 96,000 | 189,000 | 115,000 |
| Noninterest expense | 284,000 | 541,000 | 1,193,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 59,000 | 126,000 | -365,000 |
| Income tax | 20,000 | 43,000 | 29,000 |
| Net income | 39,000 | 83,000 | -394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 5,110,000 | 5,154,000 | 4,677,000 |
| Total capital | 5,181,000 | 5,225,000 | 4,748,000 |
| Risk-weighted assets | 15,442,000 | 16,128,000 | 16,384,000 |