Call reports 2014
SCHWERTNER STATE BANK — 2014
What SCHWERTNER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,464,000 | 40,533,000 | 41,275,000 | 40,287,000 |
| Total loans | 8,109,000 | 8,505,000 | 9,432,000 | 10,777,000 |
| Allowance for loan losses | 61,000 | 60,000 | 60,000 | 59,000 |
| Securities available for sale | 22,840,000 | 22,400,000 | 22,600,000 | 21,981,000 |
| Securities held to maturity | 2,159,000 | 2,154,000 | 2,149,000 | 2,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,897,000 | 35,707,000 | 36,160,000 | 35,232,000 |
| Interest-bearing deposits | 25,189,000 | 25,448,000 | 26,034,000 | 23,253,000 |
| Noninterest-bearing deposits | 9,707,000 | 10,259,000 | 10,126,000 | 11,980,000 |
| Equity capital | 4,461,000 | 4,735,000 | 4,727,000 | 4,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 532,000 | 791,000 | 1,078,000 |
| Interest expense | 23,000 | 45,000 | 71,000 | 95,000 |
| Net interest income | 247,000 | 487,000 | 720,000 | 983,000 |
| Noninterest income | 103,000 | 219,000 | 306,000 | 374,000 |
| Noninterest expense | 291,000 | 579,000 | 861,000 | 1,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 127,000 | 165,000 | 229,000 |
| Income tax | 14,000 | 14,000 | 27,000 | 50,000 |
| Net income | 45,000 | 113,000 | 138,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,937,000 | 5,005,000 | 5,030,000 | 5,071,000 |
| Total capital | 4,998,000 | 5,065,000 | 5,090,000 | 5,130,000 |
| Risk-weighted assets | 15,975,000 | 15,969,000 | 16,990,000 | 17,059,000 |