Call reports 2013
SCHWERTNER STATE BANK — 2013
What SCHWERTNER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,313,000 | 40,652,000 | 41,524,000 | 40,024,000 |
| Total loans | 8,705,000 | 10,641,000 | 8,617,000 | 9,609,000 |
| Allowance for loan losses | 63,000 | 63,000 | 61,000 | 61,000 |
| Securities available for sale | 22,205,000 | 18,548,000 | 19,416,000 | 23,285,000 |
| Securities held to maturity | 2,373,000 | 2,368,000 | 2,363,000 | 2,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,374,000 | 36,243,000 | 36,878,000 | 35,688,000 |
| Interest-bearing deposits | 23,863,000 | 26,110,000 | 25,808,000 | 23,998,000 |
| Noninterest-bearing deposits | 10,511,000 | 10,133,000 | 11,070,000 | 11,691,000 |
| Equity capital | 4,712,000 | 4,234,000 | 4,509,000 | 4,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 483,000 | 740,000 | 1,027,000 |
| Interest expense | 36,000 | 72,000 | 105,000 | 131,000 |
| Net interest income | 207,000 | 411,000 | 635,000 | 896,000 |
| Noninterest income | 144,000 | 276,000 | 364,000 | 447,000 |
| Noninterest expense | 274,000 | 557,000 | 857,000 | 1,184,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 157,000 | 169,000 | 186,000 |
| Income tax | 27,000 | 54,000 | 59,000 | 23,000 |
| Net income | 50,000 | 103,000 | 110,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,780,000 | 4,832,000 | 4,840,000 | 4,892,000 |
| Total capital | 4,843,000 | 4,895,000 | 4,901,000 | 4,953,000 |
| Risk-weighted assets | 18,655,000 | 19,117,000 | 17,404,000 | 18,327,000 |