Call reports 2012
SCHWERTNER STATE BANK — 2012
What SCHWERTNER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,935,000 | 39,413,000 | 42,862,000 | 40,139,000 |
| Total loans | 8,648,000 | 9,691,000 | 10,508,000 | 10,859,000 |
| Allowance for loan losses | 62,000 | 62,000 | 64,000 | 63,000 |
| Securities available for sale | 12,873,000 | 11,558,000 | 21,505,000 | 22,356,000 |
| Securities held to maturity | 2,399,000 | 2,396,000 | 2,383,000 | 2,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,147,000 | 34,661,000 | 38,006,000 | 35,189,000 |
| Interest-bearing deposits | 27,503,000 | 26,632,000 | 26,733,000 | 23,217,000 |
| Noninterest-bearing deposits | 8,644,000 | 8,029,000 | 11,273,000 | 11,972,000 |
| Equity capital | 4,595,000 | 4,570,000 | 4,679,000 | 4,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 208,000 | 411,000 | 656,000 | 927,000 |
| Interest expense | 66,000 | 125,000 | 180,000 | 228,000 |
| Net interest income | 142,000 | 286,000 | 476,000 | 699,000 |
| Noninterest income | 122,000 | 229,000 | 351,000 | 489,000 |
| Noninterest expense | 265,000 | 595,000 | 870,000 | 1,128,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,000 | -80,000 | 44,000 | 147,000 |
| Income tax | 0 | -43,000 | -1,000 | 63,000 |
| Net income | -1,000 | -37,000 | 45,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,544,000 | 4,508,000 | 4,582,000 | 4,729,000 |
| Total capital | 4,606,000 | 4,570,000 | 4,646,000 | 4,792,000 |
| Risk-weighted assets | 16,144,000 | 14,151,000 | 20,262,000 | 20,676,000 |