Call reports 2011
SCHWERTNER STATE BANK — 2011
What SCHWERTNER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,576,000 | 39,804,000 | 43,019,000 | 39,161,000 |
| Total loans | 7,794,000 | 8,514,000 | 8,743,000 | 9,315,000 |
| Allowance for loan losses | 73,000 | 74,000 | 75,000 | 62,000 |
| Securities available for sale | 17,739,000 | 17,354,000 | 17,741,000 | 14,152,000 |
| Securities held to maturity | 2,411,000 | 2,410,000 | 2,406,000 | 2,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,945,000 | 34,997,000 | 38,221,000 | 34,378,000 |
| Interest-bearing deposits | 26,249,000 | 26,460,000 | 28,590,000 | 25,874,000 |
| Noninterest-bearing deposits | 6,696,000 | 8,537,000 | 9,631,000 | 8,504,000 |
| Equity capital | 4,395,000 | 4,593,000 | 4,674,000 | 4,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 546,000 | 814,000 | 1,024,000 |
| Interest expense | 63,000 | 128,000 | 194,000 | 265,000 |
| Net interest income | 185,000 | 418,000 | 620,000 | 759,000 |
| Noninterest income | 101,000 | 144,000 | 225,000 | 308,000 |
| Noninterest expense | 251,000 | 505,000 | 755,000 | 1,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 97,000 | 159,000 | 103,000 |
| Income tax | 0 | 18,000 | 32,000 | 43,000 |
| Net income | 35,000 | 79,000 | 127,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,520,000 | 4,562,000 | 4,586,000 | 4,545,000 |
| Total capital | 4,593,000 | 4,636,000 | 4,661,000 | 4,607,000 |
| Risk-weighted assets | 15,512,000 | 15,316,000 | 16,405,000 | 16,693,000 |