Call reports 2009
SCHWERTNER STATE BANK — 2009
What SCHWERTNER STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,290,000 | 29,659,000 | 30,409,000 | 33,974,000 |
| Total loans | 7,672,000 | 7,643,000 | 7,040,000 | 7,015,000 |
| Allowance for loan losses | 106,000 | 124,000 | 124,000 | 77,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,286,000 | 4,707,000 | 6,628,000 | 6,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,831,000 | 24,996,000 | 25,808,000 | 29,352,000 |
| Interest-bearing deposits | 19,494,000 | 16,986,000 | 17,930,000 | 18,856,000 |
| Noninterest-bearing deposits | 7,337,000 | 8,010,000 | 7,878,000 | 10,497,000 |
| Equity capital | 4,304,000 | 4,523,000 | 4,479,000 | 4,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 347,000 | 634,000 | 841,000 | 1,056,000 |
| Interest expense | 68,000 | 128,000 | 194,000 | 254,000 |
| Net interest income | 279,000 | 506,000 | 647,000 | 802,000 |
| Noninterest income | 64,000 | 337,000 | 399,000 | 464,000 |
| Noninterest expense | 236,000 | 487,000 | 713,000 | 990,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 356,000 | 333,000 | 276,000 |
| Income tax | 41,000 | 71,000 | 94,000 | 67,000 |
| Net income | 66,000 | 285,000 | 239,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,304,000 | 4,523,000 | 4,479,000 | 4,447,000 |
| Total capital | 4,410,000 | 4,647,000 | 4,603,000 | 4,524,000 |
| Risk-weighted assets | 13,584,000 | 13,181,000 | 13,123,000 | 13,695,000 |