Call reports 2001
SCHWERTNER STATE BANK — 2001
What SCHWERTNER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,274,000 | 19,850,000 | 20,514,000 | 20,811,000 |
| Total loans | 12,983,000 | 12,414,000 | 11,243,000 | 10,630,000 |
| Allowance for loan losses | 174,000 | 177,000 | 180,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 201,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,460,000 | 17,040,000 | 17,684,000 | 18,035,000 |
| Interest-bearing deposits | 13,100,000 | 13,532,000 | 14,148,000 | 14,039,000 |
| Noninterest-bearing deposits | 3,360,000 | 3,508,000 | 3,536,000 | 3,996,000 |
| Equity capital | 2,634,000 | 2,682,000 | 2,725,000 | 2,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 713,000 | 1,037,000 | 1,310,000 |
| Interest expense | 149,000 | 305,000 | 459,000 | 587,000 |
| Net interest income | 212,000 | 408,000 | 578,000 | 723,000 |
| Noninterest income | 16,000 | 35,000 | 64,000 | 84,000 |
| Noninterest expense | 116,000 | 261,000 | 394,000 | 494,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 160,000 |
| Pretax income | 109,000 | 176,000 | 239,000 | 153,000 |
| Income tax | 37,000 | 56,000 | 76,000 | 42,000 |
| Net income | 72,000 | 120,000 | 163,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,634,000 | 2,682,000 | 2,725,000 | 2,673,000 |
| Total capital | 2,808,000 | 2,859,000 | 2,905,000 | 2,833,000 |
| Risk-weighted assets | 19,135,000 | 19,665,000 | 20,451,000 | 20,797,000 |