Call reports 2001
FIRST STATE BANK OF RANKIN, THE — 2001
What FIRST STATE BANK OF RANKIN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 23,612,000 | 22,747,000 | 21,345,000 |
| Total loans | 7,636,000 | 7,114,000 | 6,911,000 |
| Allowance for loan losses | 110,000 | 128,000 | 105,000 |
| Securities available for sale | 10,889,000 | 8,851,000 | 9,671,000 |
| Securities held to maturity | 1,078,000 | 917,000 | 781,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 21,769,000 | 21,057,000 | 19,408,000 |
| Interest-bearing deposits | 18,619,000 | 17,344,000 | 16,109,000 |
| Noninterest-bearing deposits | 3,150,000 | 3,713,000 | 3,299,000 |
| Equity capital | 1,674,000 | 1,491,000 | 1,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 393,000 | 753,000 | 1,105,000 |
| Interest expense | 170,000 | 330,000 | 465,000 |
| Net interest income | 223,000 | 423,000 | 640,000 |
| Noninterest income | 21,000 | 47,000 | 72,000 |
| Noninterest expense | 139,000 | 295,000 | 447,000 |
| Provision for loan losses | 0 | -9,000 | -35,000 |
| Pretax income | 105,000 | 184,000 | 300,000 |
| Income tax | 47,000 | 63,000 | 102,000 |
| Net income | 58,000 | 121,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 1,655,000 | 1,467,000 | 1,545,000 |
| Total capital | 1,765,000 | 1,595,000 | 1,650,000 |
| Risk-weighted assets | 10,235,000 | 9,777,000 | 9,464,000 |