Call reports 2003
MARINE NATIONAL BANK OF NAPLES — 2003
What MARINE NATIONAL BANK OF NAPLES reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 61,156,000 | 55,830,000 |
| Total loans | 37,452,000 | 36,963,000 |
| Allowance for loan losses | 566,000 | 566,000 |
| Securities available for sale | 17,051,000 | 11,973,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 48,400,000 | 42,199,000 |
| Interest-bearing deposits | 45,251,000 | 39,785,000 |
| Noninterest-bearing deposits | 3,149,000 | 2,414,000 |
| Equity capital | 6,477,000 | 6,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 782,000 | 1,528,000 |
| Interest expense | 411,000 | 787,000 |
| Net interest income | 371,000 | 741,000 |
| Noninterest income | 109,000 | 153,000 |
| Noninterest expense | 513,000 | 893,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -33,000 | 1,000 |
| Income tax | 0 | 0 |
| Net income | -33,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 6,377,000 | 6,411,000 |
| Total capital | 6,920,000 | 6,929,000 |
| Risk-weighted assets | 43,430,000 | 41,358,000 |