Call reports 2026
GEORGIA BANKING COMPANY — 2026
What GEORGIA BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,675,774,000 | 3,258,872,000 |
| Total loans | 2,279,874,000 | 2,589,719,000 |
| Allowance for loan losses | 24,589,000 | 28,955,000 |
| Securities available for sale | 65,879,000 | 75,785,000 |
| Securities held to maturity | 47,968,000 | 49,360,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,244,675,000 | 2,877,460,000 |
| Interest-bearing deposits | 1,647,263,000 | 2,171,263,000 |
| Noninterest-bearing deposits | 597,412,000 | 706,197,000 |
| Equity capital | 266,039,000 | 317,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 40,524,000 | 84,739,000 |
| Interest expense | 12,755,000 | 27,025,000 |
| Net interest income | 27,769,000 | 57,714,000 |
| Noninterest income | 3,077,000 | 6,354,000 |
| Noninterest expense | 18,384,000 | 41,372,000 |
| Provision for loan losses | 0 | 1,104,000 |
| Pretax income | 11,358,000 | 20,488,000 |
| Income tax | 2,953,000 | 5,327,000 |
| Net income | 8,405,000 | 15,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 258,343,000 | 300,730,000 |
| Total capital | 285,022,000 | 331,775,000 |
| Risk-weighted assets | 2,237,983,000 | 2,542,382,000 |