Call reports 2022
GEORGIA BANKING COMPANY — 2022
What GEORGIA BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,203,461,000 | 1,320,569,000 | 1,378,007,000 | 1,510,194,000 |
| Total loans | 1,009,942,000 | 1,142,914,000 | 1,216,308,000 | 1,287,784,000 |
| Allowance for loan losses | 9,966,000 | 10,901,000 | 11,589,000 | 12,644,000 |
| Securities available for sale | 43,317,000 | 40,460,000 | 52,402,000 | 52,400,000 |
| Securities held to maturity | 3,740,000 | 3,347,000 | 3,069,000 | 12,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,087,748,000 | 1,190,161,000 | 1,244,284,000 | 1,334,566,000 |
| Interest-bearing deposits | 740,184,000 | 803,221,000 | 821,212,000 | 965,305,000 |
| Noninterest-bearing deposits | 347,565,000 | 386,940,000 | 423,071,000 | 369,262,000 |
| Equity capital | 108,583,000 | 121,763,000 | 124,968,000 | 140,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,307,000 | 22,680,000 | 39,340,000 | 60,802,000 |
| Interest expense | 1,494,000 | 3,139,000 | 5,199,000 | 9,449,000 |
| Net interest income | 8,813,000 | 19,541,000 | 34,141,000 | 51,353,000 |
| Noninterest income | 1,442,000 | 2,157,000 | 4,230,000 | 5,464,000 |
| Noninterest expense | 10,343,000 | 20,552,000 | 31,486,000 | 43,235,000 |
| Provision for loan losses | 750,000 | 1,537,000 | 2,288,000 | 3,212,000 |
| Pretax income | -838,000 | -391,000 | 4,597,000 | 10,370,000 |
| Income tax | -193,000 | -90,000 | 1,057,000 | 2,624,000 |
| Net income | -645,000 | -301,000 | 3,540,000 | 7,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,666,000 | 122,371,000 | 126,977,000 | 142,281,000 |
| Total capital | 117,632,000 | 133,272,000 | 138,566,000 | 154,925,000 |
| Risk-weighted assets | 1,069,698,000 | 1,210,210,000 | 1,271,812,000 | 1,385,749,000 |