Call reports 2018
GEORGIA BANKING COMPANY — 2018
What GEORGIA BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 444,466,000 | 464,721,000 | 421,846,000 | 350,058,000 |
| Total loans | 393,289,000 | 405,499,000 | 371,624,000 | 273,705,000 |
| Allowance for loan losses | 2,010,000 | 1,755,000 | 1,902,000 | 1,567,000 |
| Securities available for sale | 10,674,000 | 10,399,000 | 13,017,000 | 15,266,000 |
| Securities held to maturity | 9,839,000 | 9,326,000 | 8,406,000 | 7,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 367,361,000 | 376,287,000 | 338,476,000 | 302,881,000 |
| Interest-bearing deposits | 342,239,000 | 351,560,000 | 317,658,000 | 278,469,000 |
| Noninterest-bearing deposits | 25,122,000 | 24,727,000 | 20,818,000 | 24,412,000 |
| Equity capital | 39,507,000 | 41,054,000 | 41,913,000 | 41,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,452,000 | 11,510,000 | 17,346,000 | 22,488,000 |
| Interest expense | 1,416,000 | 3,128,000 | 4,853,000 | 6,380,000 |
| Net interest income | 4,036,000 | 8,382,000 | 12,493,000 | 16,108,000 |
| Noninterest income | 2,637,000 | 5,387,000 | 7,053,000 | 9,114,000 |
| Noninterest expense | 4,278,000 | 9,249,000 | 13,756,000 | 18,075,000 |
| Provision for loan losses | 186,000 | 195,000 | 365,000 | 352,000 |
| Pretax income | 2,209,000 | 4,325,000 | 5,425,000 | 6,795,000 |
| Income tax | 554,000 | 1,091,000 | 1,234,000 | 1,552,000 |
| Net income | 1,655,000 | 3,234,000 | 4,191,000 | 5,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,234,000 | 40,683,000 | 41,631,000 | 41,377,000 |
| Total capital | 41,244,000 | 42,438,000 | 43,533,000 | 42,944,000 |
| Risk-weighted assets | 311,633,000 | 298,729,000 | 281,978,000 | 231,148,000 |