Call reports 2017
GEORGIA BANKING COMPANY — 2017
What GEORGIA BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 354,707,000 | 428,524,000 | 484,514,000 | 499,066,000 |
| Total loans | 302,433,000 | 383,217,000 | 434,139,000 | 437,814,000 |
| Allowance for loan losses | 1,339,000 | 1,422,000 | 1,507,000 | 1,825,000 |
| Securities available for sale | 6,125,000 | 5,944,000 | 9,159,000 | 11,105,000 |
| Securities held to maturity | 13,955,000 | 13,353,000 | 12,304,000 | 11,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,500,000 | 360,926,000 | 378,639,000 | 390,530,000 |
| Interest-bearing deposits | 264,154,000 | 334,285,000 | 348,510,000 | 359,822,000 |
| Noninterest-bearing deposits | 25,346,000 | 26,641,000 | 30,129,000 | 30,708,000 |
| Equity capital | 33,439,000 | 36,588,000 | 37,762,000 | 38,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,788,000 | 8,293,000 | 13,654,000 | 19,528,000 |
| Interest expense | 825,000 | 1,812,000 | 3,095,000 | 4,504,000 |
| Net interest income | 2,963,000 | 6,481,000 | 10,559,000 | 15,024,000 |
| Noninterest income | 1,570,000 | 3,302,000 | 5,830,000 | 7,806,000 |
| Noninterest expense | 3,945,000 | 8,150,000 | 12,674,000 | 17,571,000 |
| Provision for loan losses | 10,000 | 91,000 | 300,000 | 617,000 |
| Pretax income | 578,000 | 1,542,000 | 3,415,000 | 4,642,000 |
| Income tax | 208,000 | 555,000 | 1,239,000 | 2,129,000 |
| Net income | 370,000 | 987,000 | 2,176,000 | 2,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,736,000 | 35,868,000 | 37,002,000 | 37,581,000 |
| Total capital | 34,075,000 | 37,290,000 | 38,509,000 | 39,406,000 |
| Risk-weighted assets | 221,217,000 | 270,301,000 | 313,556,000 | 332,056,000 |