Call reports 2013
GEORGIA BANKING COMPANY — 2013
What GEORGIA BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 250,263,000 | 293,246,000 | 205,887,000 | 227,465,000 |
| Total loans | 183,874,000 | 225,624,000 | 120,351,000 | 146,893,000 |
| Allowance for loan losses | 1,355,000 | 1,317,000 | 1,269,000 | 940,000 |
| Securities available for sale | 40,369,000 | 43,858,000 | 34,413,000 | 33,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 22,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,476,000 | 243,900,000 | 179,007,000 | 160,058,000 |
| Interest-bearing deposits | 193,118,000 | 221,294,000 | 156,693,000 | 143,026,000 |
| Noninterest-bearing deposits | 24,358,000 | 22,606,000 | 22,314,000 | 17,032,000 |
| Equity capital | 25,669,000 | 25,453,000 | 25,574,000 | 25,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,092,000 | 5,630,000 | 7,646,000 | 9,562,000 |
| Interest expense | 562,000 | 1,081,000 | 1,522,000 | 1,923,000 |
| Net interest income | 2,530,000 | 4,549,000 | 6,124,000 | 7,639,000 |
| Noninterest income | 1,912,000 | 3,826,000 | 4,975,000 | 6,075,000 |
| Noninterest expense | 3,143,000 | 6,303,000 | 8,896,000 | 11,603,000 |
| Provision for loan losses | -36,000 | -42,000 | -42,000 | -272,000 |
| Pretax income | 1,335,000 | 2,114,000 | 2,286,000 | 2,424,000 |
| Income tax | 480,000 | 761,000 | 718,000 | 381,000 |
| Net income | 855,000 | 1,353,000 | 1,568,000 | 2,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,309,000 | 25,807,000 | 26,023,000 | 26,497,000 |
| Total capital | 26,664,000 | 27,124,000 | 27,153,000 | 27,437,000 |
| Risk-weighted assets | 118,314,000 | 145,809,000 | 90,251,000 | 107,734,000 |