Call reports 2006
GEORGIA BANKING COMPANY — 2006
What GEORGIA BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 124,399,000 | 131,321,000 | 137,982,000 | 170,522,000 |
| Total loans | 101,086,000 | 121,991,000 | 122,638,000 | 158,533,000 |
| Allowance for loan losses | 484,000 | 830,000 | 1,082,000 | 1,098,000 |
| Securities available for sale | 4,349,000 | 4,242,000 | 4,195,000 | 4,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,739,000 | 99,243,000 | 115,344,000 | 132,507,000 |
| Interest-bearing deposits | 98,662,000 | 95,892,000 | 112,151,000 | 129,330,000 |
| Noninterest-bearing deposits | 4,077,000 | 3,351,000 | 3,193,000 | 3,177,000 |
| Equity capital | 19,851,000 | 20,431,000 | 20,809,000 | 21,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 5,498,000 | 8,610,000 | 11,848,000 |
| Interest expense | 1,136,000 | 2,252,000 | 3,678,000 | 5,313,000 |
| Net interest income | 1,204,000 | 3,246,000 | 4,932,000 | 6,535,000 |
| Noninterest income | 529,000 | 1,198,000 | 1,817,000 | 2,520,000 |
| Noninterest expense | 915,000 | 2,102,000 | 3,605,000 | 5,296,000 |
| Provision for loan losses | 181,000 | 720,000 | 1,016,000 | 1,067,000 |
| Pretax income | 637,000 | 1,622,000 | 2,128,000 | 2,692,000 |
| Income tax | 246,000 | 623,000 | 793,000 | 1,038,000 |
| Net income | 391,000 | 999,000 | 1,335,000 | 1,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,851,000 | 20,342,000 | 20,822,000 | 21,141,000 |
| Total capital | 20,335,000 | 21,172,000 | 21,835,000 | 22,163,000 |
| Risk-weighted assets | 64,575,000 | 77,278,000 | 80,989,000 | 99,796,000 |
Machine access — free, no API key
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