Call report 2004Q4
GEORGIA BANKING COMPANY — 2004Q4
The 22 measures GEORGIA BANKING COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,061,000 | USD | evidence → |
| Total loans | 138,559,000 | USD | evidence → |
| Allowance for loan losses | 310,000 | USD | evidence → |
| Securities available for sale | 327,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,140,000 | USD | evidence → |
| Interest-bearing deposits | 123,548,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,592,000 | USD | evidence → |
| Equity capital | 13,276,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,874,000 | USD | evidence → |
| Interest expense | 2,280,000 | USD | evidence → |
| Net interest income | 5,594,000 | USD | evidence → |
| Noninterest income | 1,953,000 | USD | evidence → |
| Noninterest expense | 4,322,000 | USD | evidence → |
| Provision for loan losses | -16,000 | USD | evidence → |
| Pretax income | 3,240,000 | USD | evidence → |
| Income tax | 511,000 | USD | evidence → |
| Net income | 2,729,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,276,000 | USD | evidence → |
| Total capital | 13,586,000 | USD | evidence → |
| Risk-weighted assets | 81,524,000 | USD | evidence → |