Call reports 2002
GEORGIA BANKING COMPANY — 2002
What GEORGIA BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,814,000 | 30,550,000 | 40,914,000 | 45,949,000 |
| Total loans | 11,815,000 | 14,746,000 | 28,194,000 | 33,233,000 |
| Allowance for loan losses | 130,000 | 173,000 | 285,000 | 337,000 |
| Securities available for sale | 2,296,000 | 6,306,000 | 6,365,000 | 7,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,223,000 | 23,300,000 | 33,951,000 | 38,884,000 |
| Interest-bearing deposits | 12,365,000 | 21,265,000 | 32,535,000 | 37,372,000 |
| Noninterest-bearing deposits | 858,000 | 2,035,000 | 1,416,000 | 1,512,000 |
| Equity capital | 7,553,000 | 7,219,000 | 6,905,000 | 6,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 146,000 | 414,000 | 801,000 | 1,361,000 |
| Interest expense | 70,000 | 205,000 | 400,000 | 666,000 |
| Net interest income | 76,000 | 209,000 | 401,000 | 695,000 |
| Noninterest income | 15,000 | 41,000 | 61,000 | 313,000 |
| Noninterest expense | 420,000 | 896,000 | 1,354,000 | 1,877,000 |
| Provision for loan losses | 68,000 | 111,000 | 223,000 | 275,000 |
| Pretax income | -397,000 | -757,000 | -1,115,000 | -1,144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -397,000 | -757,000 | -1,115,000 | -1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,565,000 | 7,204,000 | 6,847,000 | 6,818,000 |
| Total capital | 7,695,000 | 7,378,000 | 7,132,000 | 7,155,000 |
| Risk-weighted assets | 11,621,000 | 15,886,000 | 23,375,000 | 26,770,000 |