Call reports 2003
PRUDENTIAL BANK AND TRUST COMPANY, THE — 2003
What PRUDENTIAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 608,686,000 | 736,464,000 | 681,456,000 | 390,325,000 |
| Total loans | 574,135,000 | 717,116,000 | 667,707,000 | 361,727,000 |
| Allowance for loan losses | 1,618,000 | 1,630,000 | 0 | 0 |
| Securities available for sale | 4,236,000 | 1,725,000 | 1,309,000 | 1,168,000 |
| Securities held to maturity | 1,380,000 | 1,264,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,002,000 | 586,737,000 | 525,541,000 | 73,454,000 |
| Interest-bearing deposits | 457,448,000 | 585,455,000 | 523,324,000 | 72,314,000 |
| Noninterest-bearing deposits | 1,554,000 | 1,282,000 | 2,217,000 | 1,140,000 |
| Equity capital | 141,337,000 | 141,411,000 | 135,480,000 | 132,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,436,000 | 9,589,000 | 14,081,000 | 18,032,000 |
| Interest expense | 1,823,000 | 3,784,000 | 5,308,000 | 6,634,000 |
| Net interest income | 2,613,000 | 5,805,000 | 8,773,000 | 11,398,000 |
| Noninterest income | 3,787,000 | 7,654,000 | 12,112,000 | 14,791,000 |
| Noninterest expense | 6,419,000 | 12,996,000 | 31,243,000 | 40,241,000 |
| Provision for loan losses | 0 | 0 | -1,645,000 | -1,636,000 |
| Pretax income | -19,000 | 463,000 | -8,711,000 | -12,416,000 |
| Income tax | 66,000 | 470,000 | -2,762,000 | -3,711,000 |
| Net income | -99,000 | 3,000 | -5,952,000 | -8,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,303,000 | 141,405,000 | 135,449,000 | 132,703,000 |
| Total capital | 142,921,000 | 143,035,000 | 135,449,000 | 132,703,000 |
| Risk-weighted assets | 393,818,000 | 421,286,000 | 397,087,000 | 309,549,000 |