Call reports 2002
PRUDENTIAL BANK AND TRUST COMPANY, THE — 2002
What PRUDENTIAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 674,523,000 | 656,915,000 | 654,064,000 | 601,340,000 |
| Total loans | 498,517,000 | 552,149,000 | 579,656,000 | 580,256,000 |
| Allowance for loan losses | 1,845,000 | 1,688,000 | 1,646,000 | 1,614,000 |
| Securities available for sale | 149,945,000 | 78,557,000 | 42,407,000 | 6,420,000 |
| Securities held to maturity | 1,662,000 | 1,560,000 | 1,555,000 | 1,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,045,000 | 504,148,000 | 501,897,000 | 448,051,000 |
| Interest-bearing deposits | 517,896,000 | 502,393,000 | 499,835,000 | 446,024,000 |
| Noninterest-bearing deposits | 2,149,000 | 1,755,000 | 2,062,000 | 2,027,000 |
| Equity capital | 141,484,000 | 141,453,000 | 140,924,000 | 141,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,573,000 | 11,144,000 | 16,694,000 | 22,483,000 |
| Interest expense | 2,823,000 | 5,389,000 | 7,820,000 | 10,092,000 |
| Net interest income | 2,750,000 | 5,755,000 | 8,874,000 | 12,391,000 |
| Noninterest income | 3,462,000 | 7,566,000 | 11,806,000 | 16,048,000 |
| Noninterest expense | 6,328,000 | 13,413,000 | 21,324,000 | 28,279,000 |
| Provision for loan losses | -721,000 | -899,000 | -954,000 | -952,000 |
| Pretax income | 605,000 | 807,000 | 310,000 | 1,112,000 |
| Income tax | 191,000 | 273,000 | 94,000 | 375,000 |
| Net income | 451,000 | 463,000 | 235,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,100,000 | 141,115,000 | 140,886,000 | 141,402,000 |
| Total capital | 142,945,000 | 142,803,000 | 142,532,000 | 143,016,000 |
| Risk-weighted assets | 434,754,000 | 411,552,000 | 396,014,000 | 384,663,000 |