Call reports 2001
PRUDENTIAL BANK AND TRUST COMPANY, THE — 2001
What PRUDENTIAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 733,349,000 | 722,130,000 | 696,408,000 | 676,026,000 |
| Total loans | 518,023,000 | 467,354,000 | 476,505,000 | 440,326,000 |
| Allowance for loan losses | 4,246,000 | 3,440,000 | 2,260,000 | 2,275,000 |
| Securities available for sale | 156,811,000 | 194,254,000 | 191,855,000 | 194,164,000 |
| Securities held to maturity | 2,026,000 | 1,924,000 | 1,673,000 | 1,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,579,000 | 560,571,000 | 537,019,000 | 517,739,000 |
| Interest-bearing deposits | 551,042,000 | 558,016,000 | 534,062,000 | 515,755,000 |
| Noninterest-bearing deposits | 1,537,000 | 2,555,000 | 2,957,000 | 1,984,000 |
| Equity capital | 138,228,000 | 138,868,000 | 140,120,000 | 141,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,269,000 | 23,984,000 | 33,322,000 | 40,923,000 |
| Interest expense | 7,448,000 | 13,866,000 | 19,208,000 | 23,148,000 |
| Net interest income | 5,821,000 | 10,118,000 | 14,114,000 | 17,775,000 |
| Noninterest income | 3,055,000 | 6,384,000 | 9,520,000 | 13,405,000 |
| Noninterest expense | 6,527,000 | 13,679,000 | 20,080,000 | 26,429,000 |
| Provision for loan losses | 8,000 | -750,000 | -1,967,000 | -1,888,000 |
| Pretax income | 2,341,000 | 3,573,000 | 5,521,000 | 6,639,000 |
| Income tax | 862,000 | 1,338,000 | 2,046,000 | 2,516,000 |
| Net income | 1,437,000 | 2,200,000 | 3,381,000 | 4,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,981,000 | 138,745,000 | 139,924,000 | 140,649,000 |
| Total capital | 142,227,000 | 142,185,000 | 142,184,000 | 142,924,000 |
| Risk-weighted assets | 456,931,000 | 440,342,000 | 455,171,000 | 457,895,000 |