Call reports 2023
YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,016,177,000 | 1,984,560,000 | 1,977,981,000 | 2,077,283,000 |
| Total loans | 707,012,000 | 724,827,000 | 742,797,000 | 756,479,000 |
| Allowance for loan losses | 4,257,000 | 4,257,000 | 4,257,000 | 4,057,000 |
| Securities available for sale | 116,022,000 | 111,898,000 | 104,025,000 | 107,863,000 |
| Securities held to maturity | 957,775,000 | 921,564,000 | 898,877,000 | 886,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,494,491,000 | 1,459,471,000 | 1,452,090,000 | 1,444,469,000 |
| Interest-bearing deposits | 1,436,963,000 | 1,408,158,000 | 1,398,323,000 | 1,392,924,000 |
| Noninterest-bearing deposits | 57,528,000 | 51,313,000 | 53,767,000 | 51,545,000 |
| Equity capital | 500,352,000 | 503,654,000 | 503,896,000 | 512,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,696,000 | 29,765,000 | 44,983,000 | 60,942,000 |
| Interest expense | 3,987,000 | 9,062,000 | 15,215,000 | 22,553,000 |
| Net interest income | 10,709,000 | 20,703,000 | 29,768,000 | 38,389,000 |
| Noninterest income | 961,000 | 2,100,000 | 3,085,000 | 4,093,000 |
| Noninterest expense | 5,413,000 | 10,949,000 | 16,480,000 | 22,334,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 6,257,000 | 11,854,000 | 16,373,000 | 20,348,000 |
| Income tax | 1,305,000 | 2,260,000 | 2,756,000 | 3,394,000 |
| Net income | 4,952,000 | 9,594,000 | 13,617,000 | 16,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 514,675,000 | 519,316,000 | 523,340,000 | 526,676,000 |