Call reports 2020
YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,821,924,000 | 1,891,239,000 | 1,917,494,000 | 1,946,933,000 |
| Total loans | 699,982,000 | 700,552,000 | 691,570,000 | 660,601,000 |
| Allowance for loan losses | 3,862,000 | 4,077,000 | 4,107,000 | 4,137,000 |
| Securities available for sale | 77,294,000 | 88,978,000 | 98,487,000 | 84,188,000 |
| Securities held to maturity | 626,412,000 | 658,679,000 | 686,056,000 | 666,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,332,032,000 | 1,376,884,000 | 1,398,857,000 | 1,447,020,000 |
| Interest-bearing deposits | 1,304,226,000 | 1,348,982,000 | 1,368,680,000 | 1,420,384,000 |
| Noninterest-bearing deposits | 27,806,000 | 27,902,000 | 30,177,000 | 26,636,000 |
| Equity capital | 469,627,000 | 473,028,000 | 477,140,000 | 480,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,922,000 | 25,214,000 | 36,839,000 | 47,350,000 |
| Interest expense | 3,581,000 | 7,061,000 | 10,203,000 | 12,847,000 |
| Net interest income | 9,341,000 | 18,153,000 | 26,636,000 | 34,503,000 |
| Noninterest income | 651,000 | 1,590,000 | 3,640,000 | 4,974,000 |
| Noninterest expense | 5,314,000 | 10,752,000 | 16,334,000 | 21,827,000 |
| Provision for loan losses | 30,000 | 245,000 | 275,000 | 305,000 |
| Pretax income | 4,648,000 | 8,746,000 | 13,667,000 | 17,345,000 |
| Income tax | 997,000 | 1,799,000 | 2,328,000 | 2,815,000 |
| Net income | 3,651,000 | 6,947,000 | 11,339,000 | 14,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 467,676,000 | 470,971,000 | 475,364,000 | 478,554,000 |