Call reports 2016
YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,794,371,000 | 1,777,718,000 | 1,794,578,000 | 1,819,003,000 |
| Total loans | 633,177,000 | 640,255,000 | 638,726,000 | 648,234,000 |
| Allowance for loan losses | 3,383,000 | 3,413,000 | 3,442,000 | 3,472,000 |
| Securities available for sale | 29,047,000 | 27,252,000 | 25,867,000 | 24,306,000 |
| Securities held to maturity | 720,095,000 | 697,999,000 | 670,175,000 | 703,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,375,001,000 | 1,353,825,000 | 1,366,893,000 | 1,387,099,000 |
| Interest-bearing deposits | 1,351,992,000 | 1,332,068,000 | 1,343,393,000 | 1,365,370,000 |
| Noninterest-bearing deposits | 23,009,000 | 21,757,000 | 23,500,000 | 21,729,000 |
| Equity capital | 400,192,000 | 403,672,000 | 405,695,000 | 409,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,471,000 | 24,668,000 | 36,599,000 | 48,210,000 |
| Interest expense | 2,275,000 | 4,541,000 | 6,843,000 | 9,135,000 |
| Net interest income | 10,196,000 | 20,127,000 | 29,756,000 | 39,075,000 |
| Noninterest income | 481,000 | 756,000 | -301,000 | -195,000 |
| Noninterest expense | 4,889,000 | 9,613,000 | 14,220,000 | 18,468,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 5,758,000 | 11,210,000 | 15,145,000 | 20,292,000 |
| Income tax | 1,982,000 | 3,902,000 | 5,746,000 | 7,523,000 |
| Net income | 3,776,000 | 7,308,000 | 9,399,000 | 12,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 398,266,000 | 401,798,000 | 403,888,000 | 407,260,000 |
| Total capital | 401,649,000 | 405,211,000 | 407,330,000 | 410,732,000 |
| Risk-weighted assets | 678,952,000 | 679,680,000 | 688,251,000 | 697,215,000 |