Call reports 2015
YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,783,391,000 | 1,766,806,000 | 1,779,423,000 | 1,793,077,000 |
| Total loans | 617,583,000 | 623,297,000 | 630,571,000 | 634,829,000 |
| Allowance for loan losses | 3,183,000 | 3,243,000 | 3,304,000 | 3,364,000 |
| Securities available for sale | 36,422,000 | 34,953,000 | 32,961,000 | 30,638,000 |
| Securities held to maturity | 714,338,000 | 674,892,000 | 662,128,000 | 700,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,379,671,000 | 1,357,377,000 | 1,366,366,000 | 1,375,239,000 |
| Interest-bearing deposits | 1,355,237,000 | 1,336,123,000 | 1,342,883,000 | 1,354,369,000 |
| Noninterest-bearing deposits | 24,434,000 | 21,254,000 | 23,483,000 | 20,870,000 |
| Equity capital | 384,354,000 | 388,750,000 | 392,054,000 | 396,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,526,000 | 24,491,000 | 36,626,000 | 48,944,000 |
| Interest expense | 2,302,000 | 4,611,000 | 6,900,000 | 9,206,000 |
| Net interest income | 10,224,000 | 19,880,000 | 29,726,000 | 39,738,000 |
| Noninterest income | 1,080,000 | 2,208,000 | 1,825,000 | 2,437,000 |
| Noninterest expense | 4,870,000 | 9,695,000 | 14,602,000 | 18,526,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 6,374,000 | 12,273,000 | 16,769,000 | 23,409,000 |
| Income tax | 1,979,000 | 3,791,000 | 5,633,000 | 7,720,000 |
| Net income | 4,395,000 | 8,482,000 | 11,136,000 | 15,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 382,360,000 | 386,447,000 | 389,938,000 | 394,491,000 |
| Total capital | 385,543,000 | 389,690,000 | 393,242,000 | 397,855,000 |
| Risk-weighted assets | 620,519,000 | 619,828,000 | 639,494,000 | 679,827,000 |