Call reports 2014
YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,793,130,000 | 1,762,202,000 | 1,762,330,000 | 1,776,766,000 |
| Total loans | 614,089,000 | 612,379,000 | 612,576,000 | 615,506,000 |
| Allowance for loan losses | 2,940,000 | 3,001,000 | 3,061,000 | 3,122,000 |
| Securities available for sale | 46,953,000 | 44,082,000 | 42,972,000 | 40,551,000 |
| Securities held to maturity | 776,686,000 | 748,714,000 | 610,752,000 | 658,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,399,258,000 | 1,367,785,000 | 1,364,609,000 | 1,373,748,000 |
| Interest-bearing deposits | 1,372,081,000 | 1,346,124,000 | 1,342,383,000 | 1,351,606,000 |
| Noninterest-bearing deposits | 27,177,000 | 21,661,000 | 22,226,000 | 22,142,000 |
| Equity capital | 370,321,000 | 374,559,000 | 377,353,000 | 380,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,016,000 | 26,039,000 | 38,414,000 | 50,614,000 |
| Interest expense | 2,397,000 | 4,743,000 | 7,105,000 | 9,465,000 |
| Net interest income | 10,619,000 | 21,296,000 | 31,309,000 | 41,149,000 |
| Noninterest income | 618,000 | 1,306,000 | 610,000 | 1,208,000 |
| Noninterest expense | 5,100,000 | 10,105,000 | 15,030,000 | 20,056,000 |
| Provision for loan losses | 60,000 | 121,000 | 181,000 | 240,000 |
| Pretax income | 6,077,000 | 12,376,000 | 16,708,000 | 22,061,000 |
| Income tax | 1,953,000 | 3,978,000 | 5,804,000 | 7,821,000 |
| Net income | 4,124,000 | 8,398,000 | 10,904,000 | 14,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 367,849,000 | 372,124,000 | 374,630,000 | 377,965,000 |
| Total capital | 370,789,000 | 375,125,000 | 377,691,000 | 381,087,000 |
| Risk-weighted assets | 650,993,000 | 644,105,000 | 625,641,000 | 632,445,000 |