Call reports 2013
YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,803,014,000 | 1,787,499,000 | 1,771,413,000 | 1,793,141,000 |
| Total loans | 613,196,000 | 613,506,000 | 618,201,000 | 614,631,000 |
| Allowance for loan losses | 2,787,000 | 2,848,000 | 2,907,000 | 2,967,000 |
| Securities available for sale | 74,147,000 | 65,175,000 | 57,430,000 | 51,994,000 |
| Securities held to maturity | 709,800,000 | 707,984,000 | 719,471,000 | 759,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,422,818,000 | 1,402,048,000 | 1,383,002,000 | 1,402,132,000 |
| Interest-bearing deposits | 1,401,810,000 | 1,382,247,000 | 1,360,721,000 | 1,380,221,000 |
| Noninterest-bearing deposits | 21,008,000 | 19,801,000 | 22,281,000 | 21,911,000 |
| Equity capital | 357,370,000 | 360,322,000 | 363,460,000 | 366,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,550,000 | 25,974,000 | 38,148,000 | 50,282,000 |
| Interest expense | 2,914,000 | 5,625,000 | 8,254,000 | 10,803,000 |
| Net interest income | 10,636,000 | 20,349,000 | 29,894,000 | 39,479,000 |
| Noninterest income | 603,000 | 1,322,000 | 1,989,000 | 3,054,000 |
| Noninterest expense | 4,812,000 | 9,440,000 | 14,237,000 | 19,392,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 6,367,000 | 12,111,000 | 17,466,000 | 22,901,000 |
| Income tax | 2,053,000 | 3,900,000 | 5,628,000 | 7,207,000 |
| Net income | 4,314,000 | 8,211,000 | 11,838,000 | 15,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 352,346,000 | 356,243,000 | 359,870,000 | 363,726,000 |
| Total capital | 355,133,000 | 359,091,000 | 362,777,000 | 366,693,000 |
| Risk-weighted assets | 654,256,000 | 649,320,000 | 648,386,000 | 650,840,000 |