Call reports 2012
YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What YAKIMA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,776,413,000 | 1,777,147,000 | 1,780,131,000 | 1,787,507,000 |
| Total loans | 653,234,000 | 643,413,000 | 639,871,000 | 622,045,000 |
| Allowance for loan losses | 2,597,000 | 2,658,000 | 2,718,000 | 2,738,000 |
| Securities available for sale | 108,029,000 | 100,340,000 | 92,663,000 | 82,525,000 |
| Securities held to maturity | 777,180,000 | 756,886,000 | 724,516,000 | 707,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,413,272,000 | 1,406,469,000 | 1,403,096,000 | 1,409,809,000 |
| Interest-bearing deposits | 1,394,021,000 | 1,385,690,000 | 1,379,445,000 | 1,387,343,000 |
| Noninterest-bearing deposits | 19,251,000 | 20,779,000 | 23,651,000 | 22,466,000 |
| Equity capital | 338,945,000 | 344,770,000 | 350,424,000 | 353,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,942,000 | 33,873,000 | 49,392,000 | 63,438,000 |
| Interest expense | 3,754,000 | 7,255,000 | 10,644,000 | 13,829,000 |
| Net interest income | 13,188,000 | 26,618,000 | 38,748,000 | 49,609,000 |
| Noninterest income | 792,000 | 1,664,000 | 2,518,000 | 3,104,000 |
| Noninterest expense | 4,939,000 | 10,036,000 | 14,993,000 | 20,136,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 8,981,000 | 18,126,000 | 26,093,000 | 32,337,000 |
| Income tax | 3,132,000 | 6,275,000 | 9,001,000 | 10,384,000 |
| Net income | 5,849,000 | 11,851,000 | 17,092,000 | 21,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 331,927,000 | 337,929,000 | 343,170,000 | 348,031,000 |
| Total capital | 334,524,000 | 340,587,000 | 345,888,000 | 350,769,000 |
| Risk-weighted assets | 667,823,000 | 662,124,000 | 660,507,000 | 654,823,000 |