Call reports 2018
FIRST COMMERCIAL BANK — 2018
What FIRST COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 222,826,000 | 226,562,000 | 216,867,000 |
| Total loans | 148,802,000 | 158,671,000 | 151,530,000 |
| Allowance for loan losses | 3,831,000 | 3,876,000 | 3,863,000 |
| Securities available for sale | 59,746,000 | 59,460,000 | 55,940,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 176,747,000 | 171,588,000 | 162,244,000 |
| Interest-bearing deposits | 137,963,000 | 133,188,000 | 127,357,000 |
| Noninterest-bearing deposits | 38,784,000 | 38,400,000 | 34,887,000 |
| Equity capital | 27,088,000 | 27,809,000 | 28,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 2,116,000 | 4,577,000 | 6,866,000 |
| Interest expense | 424,000 | 875,000 | 1,346,000 |
| Net interest income | 1,692,000 | 3,702,000 | 5,520,000 |
| Noninterest income | 307,000 | 535,000 | 883,000 |
| Noninterest expense | 1,141,000 | 2,422,000 | 3,706,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 |
| Pretax income | 813,000 | 1,725,000 | 2,562,000 |
| Income tax | 186,000 | 324,000 | 597,000 |
| Net income | 627,000 | 1,401,000 | 1,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 26,295,000 | 27,069,000 | 27,633,000 |
| Total capital | 28,309,000 | 29,200,000 | 29,668,000 |
| Risk-weighted assets | 159,237,000 | 168,708,000 | 160,987,000 |