Call reports 2017
FIRST COMMERCIAL BANK — 2017
What FIRST COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 234,606,000 | 220,372,000 | 215,393,000 | 228,224,000 |
| Total loans | 156,616,000 | 145,569,000 | 151,463,000 | 150,575,000 |
| Allowance for loan losses | 3,715,000 | 3,740,000 | 3,762,000 | 3,786,000 |
| Securities available for sale | 48,196,000 | 54,296,000 | 54,114,000 | 55,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,173,000 | 172,224,000 | 167,169,000 | 181,331,000 |
| Interest-bearing deposits | 144,913,000 | 139,714,000 | 137,411,000 | 140,522,000 |
| Noninterest-bearing deposits | 34,260,000 | 32,510,000 | 29,758,000 | 40,809,000 |
| Equity capital | 26,527,000 | 27,194,000 | 27,603,000 | 27,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,485,000 | 4,690,000 | 6,886,000 | 9,084,000 |
| Interest expense | 459,000 | 905,000 | 1,323,000 | 1,746,000 |
| Net interest income | 2,026,000 | 3,785,000 | 5,563,000 | 7,338,000 |
| Noninterest income | 159,000 | 375,000 | 548,000 | 1,032,000 |
| Noninterest expense | 1,185,000 | 2,375,000 | 3,558,000 | 5,228,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 970,000 | 1,725,000 | 2,463,000 | 3,022,000 |
| Income tax | 382,000 | 600,000 | 882,000 | 1,256,000 |
| Net income | 588,000 | 1,125,000 | 1,581,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,140,000 | 25,677,000 | 26,134,000 | 26,318,000 |
| Total capital | 27,264,000 | 27,651,000 | 28,164,000 | 28,364,000 |
| Risk-weighted assets | 168,366,000 | 156,163,000 | 160,651,000 | 161,951,000 |