Call reports 2014
FIRST COMMERCIAL BANK — 2014
What FIRST COMMERCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 209,086,000 | 207,734,000 | 210,738,000 | 234,224,000 |
| Total loans | 129,094,000 | 130,594,000 | 131,878,000 | 131,162,000 |
| Allowance for loan losses | 3,644,000 | 3,628,000 | 3,629,000 | 3,593,000 |
| Securities available for sale | 68,127,000 | 68,594,000 | 68,257,000 | 50,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,425,000 | 166,587,000 | 172,824,000 | 188,244,000 |
| Interest-bearing deposits | 146,012,000 | 141,380,000 | 145,656,000 | 151,512,000 |
| Noninterest-bearing deposits | 28,413,000 | 25,207,000 | 27,168,000 | 36,732,000 |
| Equity capital | 20,642,000 | 21,684,000 | 22,318,000 | 22,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,292,000 | 6,648,000 | 8,878,000 |
| Interest expense | 457,000 | 920,000 | 1,391,000 | 1,857,000 |
| Net interest income | 1,669,000 | 3,372,000 | 5,257,000 | 7,021,000 |
| Noninterest income | 101,000 | 299,000 | 585,000 | 817,000 |
| Noninterest expense | 1,108,000 | 2,220,000 | 3,325,000 | 4,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 660,000 | 1,448,000 | 2,514,000 | 3,285,000 |
| Income tax | 219,000 | 479,000 | 887,000 | 1,045,000 |
| Net income | 441,000 | 969,000 | 1,627,000 | 2,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,650,000 | 20,178,000 | 20,835,000 | 21,449,000 |
| Total capital | 21,436,000 | 21,965,000 | 22,658,000 | 23,229,000 |
| Risk-weighted assets | 141,044,000 | 141,514,000 | 144,001,000 | 140,526,000 |