Call reports 2013
FIRST COMMERCIAL BANK — 2013
What FIRST COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 209,578,000 | 199,458,000 | 199,540,000 | 209,786,000 |
| Total loans | 126,219,000 | 127,905,000 | 127,244,000 | 126,209,000 |
| Allowance for loan losses | 4,395,000 | 4,316,000 | 4,294,000 | 3,643,000 |
| Securities available for sale | 49,635,000 | 49,046,000 | 46,221,000 | 70,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,937,000 | 164,744,000 | 165,481,000 | 175,268,000 |
| Interest-bearing deposits | 145,295,000 | 140,715,000 | 140,345,000 | 140,963,000 |
| Noninterest-bearing deposits | 27,642,000 | 24,029,000 | 25,136,000 | 34,305,000 |
| Equity capital | 21,328,000 | 21,096,000 | 19,821,000 | 19,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,041,000 | 4,153,000 | 6,253,000 | 8,358,000 |
| Interest expense | 451,000 | 892,000 | 1,324,000 | 1,922,000 |
| Net interest income | 1,590,000 | 3,261,000 | 4,929,000 | 6,436,000 |
| Noninterest income | 155,000 | 338,000 | -983,000 | -688,000 |
| Noninterest expense | 1,021,000 | 2,246,000 | 3,351,000 | 4,758,000 |
| Provision for loan losses | 0 | 0 | 0 | -650,000 |
| Pretax income | 724,000 | 1,353,000 | 595,000 | 1,640,000 |
| Income tax | 256,000 | 474,000 | 169,000 | 520,000 |
| Net income | 468,000 | 879,000 | 426,000 | 1,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,207,000 | 19,617,000 | 19,164,000 | 19,209,000 |
| Total capital | 21,020,000 | 21,479,000 | 20,903,000 | 20,963,000 |
| Risk-weighted assets | 142,521,000 | 146,738,000 | 136,618,000 | 138,894,000 |