Call reports 2011
FIRST COMMERCIAL BANK — 2011
What FIRST COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 207,638,000 | 207,937,000 | 206,348,000 | 223,938,000 |
| Total loans | 140,859,000 | 137,637,000 | 138,334,000 | 128,213,000 |
| Allowance for loan losses | 4,912,000 | 5,172,000 | 5,202,000 | 5,439,000 |
| Securities available for sale | 42,511,000 | 44,069,000 | 42,477,000 | 39,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,279,000 | 156,536,000 | 156,211,000 | 176,661,000 |
| Interest-bearing deposits | 137,300,000 | 136,248,000 | 135,155,000 | 144,153,000 |
| Noninterest-bearing deposits | 20,979,000 | 20,288,000 | 21,056,000 | 32,508,000 |
| Equity capital | 18,979,000 | 19,542,000 | 20,045,000 | 20,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,262,000 | 4,664,000 | 7,131,000 | 9,427,000 |
| Interest expense | 867,000 | 1,700,000 | 2,537,000 | 3,284,000 |
| Net interest income | 1,395,000 | 2,964,000 | 4,594,000 | 6,143,000 |
| Noninterest income | 362,000 | 671,000 | 919,000 | 1,165,000 |
| Noninterest expense | 1,059,000 | 2,425,000 | 3,680,000 | 5,181,000 |
| Provision for loan losses | 176,000 | 435,000 | 811,000 | 1,073,000 |
| Pretax income | 522,000 | 775,000 | 1,022,000 | 1,054,000 |
| Income tax | 175,000 | 270,000 | 333,000 | 333,000 |
| Net income | 347,000 | 505,000 | 689,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,571,000 | 17,729,000 | 17,913,000 | 17,945,000 |
| Total capital | 19,499,000 | 19,690,000 | 19,873,000 | 19,743,000 |
| Risk-weighted assets | 151,337,000 | 153,665,000 | 153,543,000 | 140,170,000 |