Call reports 2004

FIRST COMMERCIAL BANK — 2004

Name: FIRST COMMERCIAL BANK — FFIEC call report 2004
Creator: FIRST COMMERCIAL BANK

What FIRST COMMERCIAL BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dc90aca3-4fb6-4050-80db-3e2ef00d0bc9/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	116,512,000	117,040,000	121,791,000	127,657,000
Total loans	80,693,000	87,429,000	86,231,000	89,880,000
Allowance for loan losses	876,000	877,000	879,000	1,065,000
Securities available for sale	20,651,000	20,415,000	24,615,000	25,459,000
Securities held to maturity	55,000	55,000	55,000	55,000
Trading assets	0	0	0	0
Total deposits	91,515,000	90,653,000	94,868,000	99,337,000
Interest-bearing deposits	77,535,000	76,642,000	80,418,000	80,122,000
Noninterest-bearing deposits	13,980,000	14,011,000	14,450,000	19,215,000
Equity capital	9,191,000	9,021,000	9,451,000	10,085,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,254,000	2,573,000	3,979,000	5,451,000
Interest expense	483,000	982,000	1,510,000	2,050,000
Net interest income	771,000	1,591,000	2,469,000	3,401,000
Noninterest income	124,000	244,000	370,000	477,000
Noninterest expense	592,000	1,184,000	1,795,000	2,576,000
Provision for loan losses	0	0	9,000	200,000
Pretax income	303,000	651,000	1,035,000	1,102,000
Income tax	103,000	215,000	334,000	281,000
Net income	200,000	436,000	701,000	821,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	7,686,000	7,772,000	8,037,000	8,733,000
Total capital	8,562,000	8,649,000	8,916,000	9,798,000
Risk-weighted assets	83,026,000	86,470,000	89,131,000	93,148,000