Call reports 2003

FIRST COMMERCIAL BANK — 2003

Name: FIRST COMMERCIAL BANK — FFIEC call report 2003
Creator: FIRST COMMERCIAL BANK

What FIRST COMMERCIAL BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/dc90aca3-4fb6-4050-80db-3e2ef00d0bc9/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	108,013,000	108,188,000	106,792,000	112,095,000
Total loans	79,983,000	80,062,000	78,512,000	78,566,000
Allowance for loan losses	856,000	873,000	872,000	877,000
Securities available for sale	8,635,000	9,601,000	15,569,000	25,119,000
Securities held to maturity	211,000	550,000	55,000	55,000
Trading assets	0	0	0	0
Total deposits	87,512,000	87,818,000	82,135,000	85,425,000
Interest-bearing deposits	74,668,000	73,713,000	67,910,000	69,420,000
Noninterest-bearing deposits	12,844,000	14,105,000	14,225,000	16,005,000
Equity capital	8,467,000	8,454,000	8,845,000	8,944,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,235,000	2,502,000	3,763,000	5,006,000
Interest expense	530,000	1,042,000	1,519,000	1,988,000
Net interest income	705,000	1,460,000	2,244,000	3,018,000
Noninterest income	156,000	296,000	431,000	554,000
Noninterest expense	571,000	1,284,000	1,872,000	2,574,000
Provision for loan losses	5,000	24,000	32,000	37,000
Pretax income	285,000	451,000	779,000	969,000
Income tax	102,000	180,000	264,000	212,000
Net income	183,000	271,000	515,000	757,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,970,000	6,916,000	7,381,000	7,514,000
Total capital	7,826,000	7,789,000	8,253,000	8,391,000
Risk-weighted assets	84,413,000	85,256,000	82,220,000	82,233,000