Call reports 2001
FIRST COMMERCIAL BANK — 2001
What FIRST COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,788,000 | 41,442,000 | 43,763,000 | 44,788,000 |
| Total loans | 26,083,000 | 26,701,000 | 28,172,000 | 30,903,000 |
| Allowance for loan losses | 253,000 | 254,000 | 269,000 | 327,000 |
| Securities available for sale | 8,316,000 | 7,787,000 | 5,172,000 | 9,264,000 |
| Securities held to maturity | 572,000 | 1,062,000 | 1,411,000 | 791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,677,000 | 36,468,000 | 38,633,000 | 39,289,000 |
| Interest-bearing deposits | 30,838,000 | 31,755,000 | 33,875,000 | 33,011,000 |
| Noninterest-bearing deposits | 4,839,000 | 4,713,000 | 4,758,000 | 6,278,000 |
| Equity capital | 2,715,000 | 2,797,000 | 2,907,000 | 2,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 724,000 | 1,435,000 | 2,125,000 | 2,816,000 |
| Interest expense | 395,000 | 820,000 | 1,228,000 | 1,606,000 |
| Net interest income | 329,000 | 615,000 | 897,000 | 1,210,000 |
| Noninterest income | 35,000 | 82,000 | 147,000 | 205,000 |
| Noninterest expense | 229,000 | 466,000 | 724,000 | 982,000 |
| Provision for loan losses | 136,000 | 144,000 | 151,000 | 159,000 |
| Pretax income | -1,000 | 87,000 | 314,000 | 427,000 |
| Income tax | 17,000 | 30,000 | 117,000 | 151,000 |
| Net income | -18,000 | 57,000 | 197,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,610,000 | 2,686,000 | 2,825,000 | 2,855,000 |
| Total capital | 2,863,000 | 2,940,000 | 3,094,000 | 3,182,000 |
| Risk-weighted assets | 26,884,000 | 28,212,000 | 30,213,000 | 33,207,000 |