Call reports 2008
BANCFIRST — 2008
What BANCFIRST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,773,746,000 | 3,822,686,000 | 3,806,795,000 | 3,854,707,000 |
| Total loans | 2,500,848,000 | 2,608,912,000 | 2,730,411,000 | 2,757,854,000 |
| Allowance for loan losses | 30,193,000 | 33,512,000 | 33,862,000 | 34,290,000 |
| Securities available for sale | 430,042,000 | 414,324,000 | 418,367,000 | 411,293,000 |
| Securities held to maturity | 24,527,000 | 24,526,000 | 34,677,000 | 34,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,317,645,000 | 3,382,129,000 | 3,377,444,000 | 3,396,640,000 |
| Interest-bearing deposits | 2,356,994,000 | 2,363,004,000 | 2,386,251,000 | 2,368,580,000 |
| Noninterest-bearing deposits | 960,651,000 | 1,019,125,000 | 991,193,000 | 1,028,060,000 |
| Equity capital | 383,281,000 | 383,359,000 | 391,928,000 | 406,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 53,154,000 | 102,210,000 | 151,041,000 | 197,447,000 |
| Interest expense | 17,466,000 | 31,473,000 | 44,818,000 | 57,183,000 |
| Net interest income | 35,688,000 | 70,737,000 | 106,223,000 | 140,264,000 |
| Noninterest income | 15,944,000 | 32,024,000 | 47,870,000 | 62,588,000 |
| Noninterest expense | 31,877,000 | 64,232,000 | 97,555,000 | 130,216,000 |
| Provision for loan losses | 1,780,000 | 5,321,000 | 7,589,000 | 10,676,000 |
| Pretax income | 18,003,000 | 39,356,000 | 55,745,000 | 68,756,000 |
| Income tax | 6,282,000 | 13,639,000 | 19,482,000 | 24,007,000 |
| Net income | 11,721,000 | 25,717,000 | 36,263,000 | 44,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 336,043,000 | 346,368,000 | 354,011,000 | 358,602,000 |
| Total capital | 367,300,000 | 381,009,000 | 388,759,000 | 394,057,000 |
| Risk-weighted assets | 2,897,377,000 | 3,034,714,000 | 3,071,950,000 | 3,080,207,000 |