Call reports 2007
BANCFIRST — 2007
What BANCFIRST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,510,530,000 | 3,587,251,000 | 3,531,332,000 | 3,728,793,000 |
| Total loans | 2,336,028,000 | 2,345,838,000 | 2,399,981,000 | 2,487,099,000 |
| Allowance for loan losses | 27,492,000 | 27,568,000 | 28,828,000 | 29,126,000 |
| Securities available for sale | 397,047,000 | 426,001,000 | 430,277,000 | 433,854,000 |
| Securities held to maturity | 25,421,000 | 24,837,000 | 25,729,000 | 25,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,090,619,000 | 3,170,435,000 | 3,129,649,000 | 3,306,663,000 |
| Interest-bearing deposits | 2,202,834,000 | 2,249,464,000 | 2,229,849,000 | 2,336,393,000 |
| Noninterest-bearing deposits | 887,785,000 | 920,971,000 | 899,800,000 | 970,270,000 |
| Equity capital | 350,945,000 | 358,889,000 | 364,760,000 | 367,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 55,715,000 | 113,550,000 | 171,906,000 | 229,650,000 |
| Interest expense | 19,320,000 | 39,856,000 | 61,006,000 | 80,994,000 |
| Net interest income | 36,395,000 | 73,694,000 | 110,900,000 | 148,656,000 |
| Noninterest income | 13,256,000 | 27,394,000 | 45,308,000 | 59,477,000 |
| Noninterest expense | 30,987,000 | 61,518,000 | 95,769,000 | 128,733,000 |
| Provision for loan losses | -30,000 | 101,000 | 2,349,000 | 3,329,000 |
| Pretax income | 18,741,000 | 39,537,000 | 65,724,000 | 83,729,000 |
| Income tax | 6,414,000 | 13,894,000 | 23,243,000 | 29,187,000 |
| Net income | 12,327,000 | 25,643,000 | 42,481,000 | 54,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 315,930,000 | 325,989,000 | 327,656,000 | 327,054,000 |
| Total capital | 344,872,000 | 354,927,000 | 357,494,000 | 357,243,000 |
| Risk-weighted assets | 2,650,835,000 | 2,690,341,000 | 2,718,069,000 | 2,992,973,000 |