Call reports 2005
BANCFIRST — 2005
What BANCFIRST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 3,019,863,000 | 3,013,776,000 | 3,033,947,000 | 3,141,138,000 |
| Total loans | 2,147,445,000 | 2,222,740,000 | 2,266,981,000 | 2,305,312,000 |
| Allowance for loan losses | 26,256,000 | 27,147,000 | 26,866,000 | 27,216,000 |
| Securities available for sale | 476,491,000 | 467,470,000 | 430,798,000 | 382,637,000 |
| Securities held to maturity | 31,813,000 | 32,129,000 | 32,100,000 | 30,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,698,255,000 | 2,662,446,000 | 2,705,205,000 | 2,788,814,000 |
| Interest-bearing deposits | 1,879,138,000 | 1,847,571,000 | 1,845,748,000 | 1,899,457,000 |
| Noninterest-bearing deposits | 819,117,000 | 814,875,000 | 859,457,000 | 889,357,000 |
| Equity capital | 272,203,000 | 280,238,000 | 286,380,000 | 294,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 38,948,000 | 80,527,000 | 123,710,000 | 169,552,000 |
| Interest expense | 6,990,000 | 15,175,000 | 24,814,000 | 36,383,000 |
| Net interest income | 31,958,000 | 65,352,000 | 98,896,000 | 133,169,000 |
| Noninterest income | 11,582,000 | 24,073,000 | 37,518,000 | 49,604,000 |
| Noninterest expense | 26,109,000 | 56,266,000 | 85,720,000 | 112,609,000 |
| Provision for loan losses | 792,000 | 2,094,000 | 2,967,000 | 4,607,000 |
| Pretax income | 16,639,000 | 31,065,000 | 47,727,000 | 65,557,000 |
| Income tax | 5,585,000 | 10,329,000 | 16,049,000 | 22,048,000 |
| Net income | 11,054,000 | 20,736,000 | 31,678,000 | 43,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 242,998,000 | 249,348,000 | 257,922,000 | 267,467,000 |
| Total capital | 269,648,000 | 276,803,000 | 285,095,000 | 294,990,000 |
| Risk-weighted assets | 2,342,222,000 | 2,411,718,000 | 2,447,072,000 | 2,524,377,000 |