Call reports 2004
BANCFIRST — 2004
What BANCFIRST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 3,015,415,000 | 3,001,492,000 | 3,003,133,000 | 2,998,561,000 |
| Total loans | 1,940,766,000 | 1,963,781,000 | 2,035,922,000 | 2,093,414,000 |
| Allowance for loan losses | 26,403,000 | 25,921,000 | 25,568,000 | 25,746,000 |
| Securities available for sale | 522,536,000 | 514,409,000 | 503,168,000 | 504,970,000 |
| Securities held to maturity | 34,816,000 | 33,084,000 | 32,305,000 | 32,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,709,089,000 | 2,706,309,000 | 2,703,855,000 | 2,685,791,000 |
| Interest-bearing deposits | 1,953,175,000 | 1,917,957,000 | 1,893,535,000 | 1,876,084,000 |
| Noninterest-bearing deposits | 755,914,000 | 788,352,000 | 810,320,000 | 809,707,000 |
| Equity capital | 257,088,000 | 254,557,000 | 263,892,000 | 268,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 34,334,000 | 69,131,000 | 105,588,000 | 143,631,000 |
| Interest expense | 5,823,000 | 11,562,000 | 17,403,000 | 23,738,000 |
| Net interest income | 28,511,000 | 57,569,000 | 88,185,000 | 119,893,000 |
| Noninterest income | 10,737,000 | 22,601,000 | 34,489,000 | 46,090,000 |
| Noninterest expense | 25,605,000 | 52,049,000 | 78,789,000 | 105,263,000 |
| Provision for loan losses | 720,000 | 921,000 | 1,800,000 | 2,699,000 |
| Pretax income | 12,923,000 | 27,052,000 | 41,939,000 | 57,785,000 |
| Income tax | 4,547,000 | 9,552,000 | 14,869,000 | 20,518,000 |
| Net income | 8,376,000 | 17,500,000 | 27,070,000 | 37,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,029,000 | 219,756,000 | 227,344,000 | 234,313,000 |
| Total capital | 240,517,000 | 245,814,000 | 253,049,000 | 260,453,000 |
| Risk-weighted assets | 2,132,130,000 | 2,169,630,000 | 2,228,099,000 | 2,279,189,000 |