Call reports 2003
BANCFIRST — 2003
What BANCFIRST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,807,664,000 | 2,817,624,000 | 2,791,756,000 | 2,777,873,000 |
| Total loans | 1,818,317,000 | 1,796,433,000 | 1,800,583,000 | 1,888,152,000 |
| Allowance for loan losses | 24,694,000 | 25,004,000 | 24,890,000 | 25,060,000 |
| Securities available for sale | 478,344,000 | 467,891,000 | 470,136,000 | 472,672,000 |
| Securities held to maturity | 48,753,000 | 43,876,000 | 39,872,000 | 38,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,485,194,000 | 2,509,274,000 | 2,496,760,000 | 2,503,741,000 |
| Interest-bearing deposits | 1,852,995,000 | 1,847,337,000 | 1,846,770,000 | 1,801,627,000 |
| Noninterest-bearing deposits | 632,199,000 | 661,937,000 | 649,990,000 | 702,114,000 |
| Equity capital | 242,088,000 | 247,901,000 | 236,402,000 | 241,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 36,000,000 | 71,432,000 | 105,355,000 | 139,055,000 |
| Interest expense | 8,939,000 | 17,023,000 | 23,563,000 | 29,466,000 |
| Net interest income | 27,061,000 | 54,409,000 | 81,792,000 | 109,589,000 |
| Noninterest income | 10,441,000 | 21,306,000 | 31,934,000 | 42,171,000 |
| Noninterest expense | 23,971,000 | 50,521,000 | 76,672,000 | 101,415,000 |
| Provision for loan losses | 783,000 | 1,845,000 | 2,369,000 | 3,717,000 |
| Pretax income | 13,364,000 | 26,428,000 | 37,764,000 | 49,911,000 |
| Income tax | 4,672,000 | 9,322,000 | 12,975,000 | 17,333,000 |
| Net income | 8,692,000 | 17,106,000 | 24,789,000 | 32,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,578,000 | 211,609,000 | 204,411,000 | 208,507,000 |
| Total capital | 231,486,000 | 236,650,000 | 229,361,000 | 233,653,000 |
| Risk-weighted assets | 1,997,933,000 | 1,996,314,000 | 1,989,174,000 | 2,046,448,000 |