Call reports 2025
PIONEER COMMUNITY BANK, INC. — 2025
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 181,685,000 | 181,308,000 | 182,001,000 | 182,600,000 |
| Total loans | 128,775,000 | 131,745,000 | 134,983,000 | 137,401,000 |
| Allowance for loan losses | 1,362,000 | 1,359,000 | 1,358,000 | 1,353,000 |
| Securities available for sale | 19,609,000 | 21,870,000 | 21,578,000 | 20,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,009,000 | 157,079,000 | 157,055,000 | 154,953,000 |
| Interest-bearing deposits | 55,588,000 | 54,614,000 | 54,675,000 | 55,850,000 |
| Noninterest-bearing deposits | 102,421,000 | 102,465,000 | 102,380,000 | 99,103,000 |
| Equity capital | 22,637,000 | 23,048,000 | 23,674,000 | 23,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,107,000 | 4,362,000 | 6,648,000 | 8,961,000 |
| Interest expense | 566,000 | 1,147,000 | 1,755,000 | 2,339,000 |
| Net interest income | 1,541,000 | 3,215,000 | 4,893,000 | 6,622,000 |
| Noninterest income | 192,000 | 404,000 | 615,000 | 838,000 |
| Noninterest expense | 1,428,000 | 2,697,000 | 4,192,000 | 5,644,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 922,000 | 1,316,000 | 1,816,000 |
| Income tax | 55,000 | 217,000 | 267,000 | 392,000 |
| Net income | 250,000 | 705,000 | 1,049,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,944,000 | 25,364,000 | 25,557,000 | 25,743,000 |