Call reports 2023
PIONEER COMMUNITY BANK, INC. — 2023
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 161,231,000 | 161,104,000 | 162,653,000 | 163,220,000 |
| Total loans | 117,391,000 | 118,578,000 | 117,473,000 | 120,400,000 |
| Allowance for loan losses | 1,244,000 | 1,244,000 | 1,285,000 | 1,331,000 |
| Securities available for sale | 19,130,000 | 18,412,000 | 17,810,000 | 19,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,736,000 | 142,571,000 | 142,533,000 | 141,709,000 |
| Interest-bearing deposits | 47,613,000 | 47,404,000 | 46,838,000 | 46,642,000 |
| Noninterest-bearing deposits | 95,123,000 | 95,167,000 | 95,695,000 | 95,067,000 |
| Equity capital | 17,678,000 | 17,733,000 | 19,591,000 | 20,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,618,000 | 3,355,000 | 5,195,000 | 7,237,000 |
| Interest expense | 257,000 | 561,000 | 901,000 | 1,272,000 |
| Net interest income | 1,361,000 | 2,794,000 | 4,294,000 | 5,965,000 |
| Noninterest income | 208,000 | 390,000 | 3,585,000 | 4,228,000 |
| Noninterest expense | 1,307,000 | 2,570,000 | 4,374,000 | 5,737,000 |
| Provision for loan losses | 0 | 0 | 41,000 | 94,000 |
| Pretax income | 262,000 | 614,000 | 3,464,000 | 4,362,000 |
| Income tax | 70,000 | 142,000 | 769,000 | 999,000 |
| Net income | 192,000 | 472,000 | 2,695,000 | 3,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,572,000 | 20,889,000 | 23,201,000 | 23,430,000 |