Call reports 2022
PIONEER COMMUNITY BANK, INC. — 2022
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 149,678,000 | 151,356,000 | 153,709,000 | 157,479,000 |
| Total loans | 102,214,000 | 109,963,000 | 113,427,000 | 116,331,000 |
| Allowance for loan losses | 1,249,000 | 1,288,000 | 1,351,000 | 1,377,000 |
| Securities available for sale | 21,553,000 | 20,219,000 | 18,727,000 | 18,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,960,000 | 133,340,000 | 136,110,000 | 135,685,000 |
| Interest-bearing deposits | 45,672,000 | 44,993,000 | 45,701,000 | 44,048,000 |
| Noninterest-bearing deposits | 85,288,000 | 88,347,000 | 90,409,000 | 91,637,000 |
| Equity capital | 17,991,000 | 17,402,000 | 16,996,000 | 17,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,259,000 | 2,595,000 | 4,037,000 | 5,548,000 |
| Interest expense | 72,000 | 151,000 | 245,000 | 380,000 |
| Net interest income | 1,187,000 | 2,444,000 | 3,792,000 | 5,168,000 |
| Noninterest income | 183,000 | 569,000 | 759,000 | 930,000 |
| Noninterest expense | 1,156,000 | 2,390,000 | 3,636,000 | 4,931,000 |
| Provision for loan losses | 0 | 40,000 | 105,000 | 130,000 |
| Pretax income | 214,000 | 583,000 | 810,000 | 1,037,000 |
| Income tax | -230,000 | -92,000 | -76,000 | -11,000 |
| Net income | 444,000 | 675,000 | 886,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,707,000 | 20,609,000 | 20,588,000 | 20,545,000 |