Call reports 2020
PIONEER COMMUNITY BANK, INC. — 2020
What PIONEER COMMUNITY BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,819,000 | 130,234,000 | 130,209,000 | 134,102,000 |
| Total loans | 87,146,000 | 92,859,000 | 95,179,000 | 90,410,000 |
| Allowance for loan losses | 1,248,000 | 1,261,000 | 1,260,000 | 1,224,000 |
| Securities available for sale | 4,977,000 | 7,474,000 | 8,904,000 | 9,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,272,000 | 112,431,000 | 112,101,000 | 116,004,000 |
| Interest-bearing deposits | 67,704,000 | 72,051,000 | 73,595,000 | 75,353,000 |
| Noninterest-bearing deposits | 34,568,000 | 40,380,000 | 38,506,000 | 40,651,000 |
| Equity capital | 16,788,000 | 16,934,000 | 17,215,000 | 17,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 2,539,000 | 3,795,000 | 5,076,000 |
| Interest expense | 139,000 | 279,000 | 413,000 | 544,000 |
| Net interest income | 1,169,000 | 2,260,000 | 3,382,000 | 4,532,000 |
| Noninterest income | 204,000 | 622,000 | 853,000 | 916,000 |
| Noninterest expense | 1,112,000 | 2,374,000 | 3,547,000 | 4,596,000 |
| Provision for loan losses | 17,000 | 52,000 | 52,000 | 54,000 |
| Pretax income | 244,000 | 456,000 | 636,000 | 798,000 |
| Income tax | 64,000 | 114,000 | -39,000 | 5,000 |
| Net income | 180,000 | 342,000 | 675,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,693,000 | 16,823,000 | 17,135,000 | 17,108,000 |
| Total capital | 17,577,000 | — | — | — |
| Risk-weighted assets | 70,329,000 | — | — | — |